My Suitability Test
Risk Level and Type of Investment Vehicle
Total points Type of investor Risk Level and
Type of Investment vehicle
Below 9 points You are classified as a low-risk investor. This means that you require an investment return slightly higher than bank deposit rates, do not accept risk and aim to invest over the short term. The suitable investment vehicle for you
   - Bond
   - A very small portion of investment
     in equities
Between 9 – 10 points You are classified as a medium-to-moderately-low-risk investor. This means that you are able to accept small investment risks, emphasize on capital protection and aim for regular income generated from the investment. The suitable investment vehicle for you
   - Bond
   - A small portion of investment in
     equities
Between 11 – 15 points You are classified as a medium-to-moderately-high-risk investor. This means that you are able to accept investment losses at times. The suitable investment vehicle for you
   - Bond
   - A medium portion of investment
     in equities
Between 16 – 20 points You are classified as a high-risk investor. This means that you are able to accept high investment risks, high market volatility and can accept investment losses with an aim for the value of the investment to grow over the long term. The suitable investment vehicle for you
   - Bond
   - A large portion of investment in
     equities
   - A small portion of investment in
     derivatives
Over 21 points You are classified as a very-high-risk investor. This means that you desire for opportunities to generate a high return although the investment has a substantial amount of risks, you can accept significant investment losses. The suitable investment vehicle for you
   - Bond
   - Equities
   - A small portion of investment in
     derivatives